Medicare
The 2024 Medicare annual enrollment period opens on October 15. If you need assistance or advice on how to best appraise the options available to you, contact my office. However, my work as Medicare qualified agent continues all year. Medicare supplement coverage is available for consideration any time of the year. If you are a Medicare recipient or a soon-to-be Medicare recipient, my task is to ensure my clients that I am providing the lowest premium available for the plan of their choice with an “A” rated carrier.
This quote from the 2025 Medicare handbook on page 75 sums up Medigap plans.
“All Medigap policies must follow federal and state laws designed to protect you, and policies must be clearly identified as “Medicare Supplement Insurance.” Medigap policies are standardized, and in most states are named by letters, Plans A-N. Each standardized Medigap policy under the same plan letter must offer the same basic benefits, no matter which insurance company sells it.”
As an independent broker, I can deliver on the idea that the best plan comes with the best premium rate with an “A” rated carrier. My insurance practice works with and has worked with hundreds of Medicare clients. As a broker, I have represented scores of insurance companies. Every company without fail has met their obligation to my clients. A Medicare Supplement Plan offers you worry-free coverage. If Medicare covers a claim, your supplement will pick up the balance based on the terms of your coverage.
Richard Kirk
Richard Kirk RFC® CSS™
Investment Advisor Representative
