Lifeguard Retirement Planning
Lifeguard Retirement Planning is a full service, investment advisory company serving Illinois and surrounding states. Lifeguard Retirement Planning provides investment advisory and estate planning to people of all ages and those nearing or already enjoying retirement. Our mission is to provide people and businesses with innovative financial strategies. Every effort is made to provide financial clarity, solutions, and improve our client’s quality of life. Making strong commitments to our clients and building life-long relationships are tenets of success at Lifeguard Retirement Planning.
Richard Kirk has teamed up with Virtue Capital Management as an Independent Investment Advisor Representative. Virtue Capital Management is a client centric, hands-on registered investment advisory firm that allows advisors to choose from proven, specialized financial models addressing each client’s unique investment goals, while providing exceptional back office support and leading the industry in our dedication to quality service.
Richard Kirk offers a thorough and careful financial discovery, we analyze your personal financial situation – risk tolerance, time horizon, liquidity needs, and retirement goals – and create a retirement plan through Retirement Analyzer that is unique to your situation. Using a combination of assets under management, annuities and life insurance to bring our clients the best combination of money management.
Strategic. Comprehensive. Tactical.
This site is designed to have the best educational content available for those who are interested in: asset protection, reducing income taxes, guaranteed return (accumulation value) annuities coupled with a guaranteed income for life, creating a tax-free retirement nest egg.
Richard Kirk is a fiduciary. As fiduciaries, we are tasked with providing the most appropriate advice for the benefit of the client. We are not under orders from a Broker Dealer to place stocks, bonds or mutual funds and act as though we are working on behalf of the client. We work with you to determine your risk tolerance and then match your risk tolerance as close as possible to money managers with one goal, to bring you the best possible outcome.