Lifeguard Retirement Planning
Lifeguard Retirement Planning is a full service, investment advisory company serving Illinois and surrounding states. Lifeguard Retirement Planning provides investment advisory and estate planning to people of all ages and those nearing or already enjoying retirement. Our mission is to provide people and businesses with innovative financial strategies. Every effort is made to provide financial clarity, solutions, and improve our client’s quality of life. Making strong commitments to our clients and building life-long relationships are tenets of success at Lifeguard Retirement Planning.
Richard Kirk has teamed up with Horter Investment Management as an Independent Investment Advisor Representative. Horter Investment Management, LLC was founded in 1991. Drew Horter has been in the financial services industry for 31 years and a Certified Financial Planner since 1986. His Horter Investment Management has been a registered investment advisor for over 21 years.
Our clients value our credibility, knowledge and value system centered around our goal of providing low risk, low volatility money management. Our greatest asset is the team of people committed to providing our clients with standout service.
Richard Kirk offers a thorough and careful financial discovery, we analyze your personal financial situation – risk tolerance, time horizon, liquidity needs, and retirement goals – and create a retirement plan that is unique to your situation. Using a combination of Assets under management, annuities and life insurance to bring our clients the best combination of money management.
Strategic. Comprehensive. Tactical.
This site is designed to have the best educational content available for those who are interested in: asset protection, reducing income taxes, guaranteed return (accumulation value) annuities coupled with a guaranteed income for life, creating a tax-free retirement nest egg.
Richard Kirk is a fiduciary. As fiduciaries, we are tasked with providing the most appropriate advice for the benefit of the client. We are not under orders from a Broker Dealer to place stocks, bonds or mutual funds and act as though we are working on behalf of the client. We work with you to determine your risk tolerance and then match your risk tolerance as close as possible to money managers with one goal, to bring you the best possible outcome.
Richard and Diane have been married 43 years and have raised three children. Alyssa and her husband Grant and their children live in Chicago IL, Emily and her husband Ryan life in Milford Nebraska and have one child. Ryan and his wife Gabby along with our first grandson James live in Morton Illinois. Richard and Diane also reside in Morton IL.